Breakdown Cover

[kimbo]

Help please guys

 

A couple of the cars are coming to the end of their warranty/manufacturers breakdown coverage. I'm not bothered about 'start at home coverage' or whatever it is called and really only want roadside repair/recovery. Don't need european coverage as S1 Steve ripped me off in France so not going there again! In total will probably cover 4 cars, 3 owners all same address -> any suggestions please + you know me - cheaper the better!

 

THANKS

 

k i m

[a7esk]

Help please guys

 

A couple of the cars are coming to the end of their warranty/manufacturers breakdown coverage. I'm not bothered about 'start at home coverage' or whatever it is called and really only want roadside repair/recovery. Don't need european coverage as S1 Steve ripped me off in France so not going there again! In total will probably cover 4 cars, 3 owners all same address -> any suggestions please + you know me - cheaper the better!

 

THANKS

 

k i m

 

 

Hi Kim

 

Try Kim From The LDC he our insurance guy worth a chat he help our members out

Eddie King

.

http://www.lotusdriversclubonline.org/insu...-cover-t629.htm

 

[email protected]

 

It's never that simple is it!?

 

It all depends on what you want or need.

 

Uk Cover, Uk and Europe, Breakdown, Recovery, Home Start, Any Vehicle or Any Driver, Vehicle age, onward travel, hotel accomodation etc, the list goes on and thats before you start to think about price.

 

As you are on this site its safe to assume that most people will have more than one car, a Lotus + another. If its a company car you might have cover anyway but if you have more than one then you should find a policy that covers the person rather than the car. That means if you are in any of the veicles you will be covered even if you are a passenger in someone elses car.

 

If you take this policy you need to addother drivers, spouse say

 

You pay more if you want European cover, so will you be taking the car abroad or not? That makes the choice easier.

 

If your Lotus is the Classic older Lotus then you need to make sure that the policy has no age restrictions, some limit cover to cars 10yrs old or less, some 15 and so on.

 

Those are the opitions, what about price.

 

It all depends on the level of cover, but if my car breaks down or won't start on a frosty morning I just want someone to come and sort it. So I always opt for a "comprehensive" policy. After all, if you breakdown its a problem, you don't plan it and you just need help then, you don't want to be arguing about what is and what might not be covered.

 

 

I pay £35.00 a year for an all singing and dancing policy that covers all the vehicles, no age limits etc for two drivers. Great price but it won't suit everyone. The snag is that at the time of the breakdown you have to pay the costs and claim them back.

 

Of the more conventional plans where there is nothing to pay we offer a UK and Europe policy for £59.00 but that is for one car, any driver but that seems to compare well when you go on one of the comparison sites like confused.com

 

Hope this helps

 

Kim

Abbot Insurance Brokers

[Carlylove]

I cover all my cars with AA (up to £500 parts if memory servs) and EU cover is Xtra if needed. Covers all my bases for about £10pm (me & my better Fmale1/2).

 

I don't get what you mean by you were ripped off by S1 Steve in France but surely recovery abroad is better paid for in advance due to the distances involved.

 

Sorry but "any suggestions please + you know me - cheaper the better!" does not mean you will get the better deal for the cover you require.

[kimbo]

AA only cover up to 3 vehicles on one policy ..... their response....Can I have cover on more than one vehicle?

 

Yes. If you purchase Breakdown Repair Cover Multiple Vehicle Cover, you can nominate up to three eligible vehicles. All vehicles must be registered at your home address, but can be any age or mileage.

 

S1 Steve (MLOC member) is a 'guy' I once went with to le Mans ..... he cost me a fortune ..... hence no need for cover abroad as I'm never going there in the car again

 

Thanks Eddie (trust you are well) .... will look into this next week.

[Carlylove]

I remember when they only covered one car so I got another recovery policy in "her" name and took warranty out that way, so if you did this you could cover 6 cars