Can the british car handle the british weather?

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Re having an indoor cover, it does depend on how you use your garage and the type.

Ours is a 50s garage, so the roof gives up a some dust. We also have a "thoroughfare" at the side to appliances at the back of the garage so the cover reduces the risk of accidental scratching and any UV via the window. For me it also looks pretty awesome and taking it off to drive feels a nice thing to do!

Re external covers, I can see the value as I stored my S2 Elise, Exige and S3 Eixge outside. The exterior trim deteriorates quicker and the rad fans dont like the external, the motors become noisy even at low mileage.