nordberg Posted March 19, 2014 Share Posted March 19, 2014 Just got a quote from Footman James of £719 for my S1 lotus elise. That is £100 excess, limited to 5000 miles a year insured for £12k. This seems quite steep to me. I lost 3 points for speeding 8 months ago (although this seems to still be an issue as far as insurance is concerned), and i have one claim after a police car ran me into a brick wall whilst on blue lights (I'm not bitter...honest). Never paid over £500 for my lotus insurance in the past so i can't get my head round this premium. Can anybody recommend an alternative to FJ? Link to comment Share on other sites More sharing options...
fentuz Posted March 19, 2014 Share Posted March 19, 2014 Check with MLOC advertisers; they usually come with good deals. Link to comment Share on other sites More sharing options...
marky_p72 Posted March 19, 2014 Share Posted March 19, 2014 I struggled as my Elise is my 1st Lotus and some insurers wouldn't even insure me! (age 41 - you'd never guess that from my username eh!!) I went with Henderson Taylor (Matt). Mark Link to comment Share on other sites More sharing options...
ferk Posted March 19, 2014 Share Posted March 19, 2014 cci are great , discount for being a mloc member I am paying £330 for s1 sport 160 insured for 15k 5000 miles pa Link to comment Share on other sites More sharing options...
nordberg Posted March 19, 2014 Author Share Posted March 19, 2014 cci are great , discount for being a mloc member I am paying £330 for s1 sport 160 insured for 15k 5000 miles pa I'll give them a call. Just called Adrian Flux and its £643 with a £300 excess Link to comment Share on other sites More sharing options...
darryl Posted March 19, 2014 Share Posted March 19, 2014 Definitely try all three insurers that advertise with MLOC Link to comment Share on other sites More sharing options...
Dennis Posted March 19, 2014 Share Posted March 19, 2014 cci are great , discount for being a mloc member I am paying £330 for s1 sport 160 insured for 15k 5000 miles pa Is that agreed value as I thought FJ's max mileage on agreed value was 4,000 miles? Link to comment Share on other sites More sharing options...
Martin R Posted March 19, 2014 Share Posted March 19, 2014 Andy, try Manning on there classic car policy if you can stay at 5K miles per year. Link to comment Share on other sites More sharing options...
nordberg Posted March 20, 2014 Author Share Posted March 20, 2014 I don't think the mileage is going to be a real issue as its just a fair weather car. i get to work on my Scooter and have another car i can use. Thanks for all the pointers guys. I am going to get on the blower now Link to comment Share on other sites More sharing options...
Mattrol Posted March 20, 2014 Share Posted March 20, 2014 I ended up going with Zurich based on 5k per year for my S2 111s I ended up paying £325 which I thought was pretty good considering Im 31 and had an accident last year which whilst not major did result in new front and rear clams. Link to comment Share on other sites More sharing options...
nordberg Posted March 20, 2014 Author Share Posted March 20, 2014 Andy, try Manning on there classic car policy if you can stay at 5K miles per year. I have just had a quote from Manning of £348, agreed value at £12,000, 5k miles a year. After my first two quotes I am pretty chuffed with this price Going to go with them and get it insured next week. This is going to be the first stage to getting my car back on the road. PS. I haven't looked around at the prices of S1 Elises latley. I would say my car is in pretty good nick. The car has approx 34k on the clock (although the engine has done less than that due to being replaced a couple of years ago). Is £12k about right based on this information. On the same note, where could I take the car to get the car valued? Thanks in advance for any advice Link to comment Share on other sites More sharing options...
Martin R Posted March 20, 2014 Share Posted March 20, 2014 Andy, that may well include unlimited trackdays and Euro cover as well. Happy days with Manning. 12K would not be far off i suppose. Link to comment Share on other sites More sharing options...
nordberg Posted March 20, 2014 Author Share Posted March 20, 2014 Martin, He did mention track days. I think the excess changes if you have an accident in the car though. Think from memory you can spend 40 odd days abroad as well. Pretty happy with it so thanks for the pointers. Just need a new battery, some fuel and some kind soul to lend me a cat so I can get it through the MOT. Think my wife's MG Midget may have to take a back seat for the next month or so while I get it sorted Link to comment Share on other sites More sharing options...
Martin R Posted March 20, 2014 Share Posted March 20, 2014 Andy, IIRC the excess is 10% on trackday cover. Far better than a total loss though. There must be a few unused S1 Cats on here. Good luck. Link to comment Share on other sites More sharing options...
Dennis Posted March 20, 2014 Share Posted March 20, 2014 I have a cat in the garage but I am an hour away, if you are stuck you could book it in up here fit it test it and swap back. Link to comment Share on other sites More sharing options...
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